Company health insurance (bKV) is a voluntary supplementary insurance that employers can offer their employees as a benefit. It complements the services provided by statutory health insurance and provides access to a wide range of additional medical benefits – without employees having to pay out of pocket. These benefits include professional dental cleaning, vision aids, alternative medical treatments, treatment by chief physicians in hospitals, and enhanced preventive health screenings.
A major advantage: Contributions to company health insurance are tax-deductible as business expenses for employers. For employees, this benefit often remains tax-free or is taxed at a flat rate. Through framework agreements, companies receive better terms than private individuals, and employees frequently benefit without requiring medical examinations or waiting periods. Company health insurance not only strengthens health coverage but also has noticeable effects on:
- Team Motivation and Appreciation
- Reduced sick leave absences
- Increased satisfaction and stronger identification with the company
- Positive Employer Branding
Especially in the competition for skilled professionals, company health insurance is becoming increasingly popular. It demonstrates care for employees, reflects a modern understanding of health, and serves as a strong incentive when choosing an employer. For companies, it therefore represents an effective lever to establish a sustainable position in the market while actively promoting their team's health and well-being.